EVERGREEN FEDERAL BANK

GRANTS PASS, OR | Medium | Est. June 1, 1934, midnight | FDIC #28914 | RSSD #55970 | OCC
Latest Report: 2025-12-31

EVERGREEN FEDERAL BANK is amn medium FDIC-insured commercial bank headquartered in GRANTS PASS, OR, established in June 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $617M and total deposits of $535M. Profitability stands at 0.61% ROA and 4.85% ROE, with a net interest margin of 3.64%. The bank's CET1 capital ratio is 12.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.86% and a Texas Ratio of 4.86%. FDIC Certificate #28914.

Assets

$617M

Deposits

$535M

Loans

$484M

Equity

$79M

Profitability

Return on Assets (ROA) 0.61%
Return on Equity (ROE) 4.85%
Net Interest Margin (NIM) 3.64%
Yield on Assets 4.97%
Cost of Funds 1.40%

Asset Quality

NPL Ratio 0.86%
Net Charge-Off Ratio 0.01%
Texas Ratio 4.86%
NPA Ratio 0.68%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 12.84%
Tier 1 Capital 12.84%
Total Capital Ratio 13.48%
Leverage Ratio 12.82%
Loan-to-Deposit 90.49%

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