CORN CITY STATE BANK, THE

DESHLER, OH | Small | Est. Oct. 11, 1911, midnight | FDIC #12980 | RSSD #560214 | FED
Latest Report: 2025-12-31

CORN CITY STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in DESHLER, OH, established in Oct. 11, 1911, midnight. As of 2025-12-31, the bank reported total assets of $103M and total deposits of $88M. Profitability stands at 0.52% ROA and 8.26% ROE, with a net interest margin of 3.08%. The bank's CET1 capital ratio is 6.35%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #12980.

Assets

$103M

Deposits

$88M

Loans

$71M

Equity

$7M

Profitability

Return on Assets (ROA) 0.52%
Return on Equity (ROE) 8.26%
Net Interest Margin (NIM) 3.08%
Yield on Assets 5.52%
Cost of Funds 2.74%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.83%

Capital & Liquidity

CET1 Ratio 6.35%
Tier 1 Capital 6.35%
Total Capital Ratio 6.67%
Leverage Ratio 10.50%
Loan-to-Deposit 80.57%

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