BanksCORN CITY STATE BANK, THE

CORN CITY STATE BANK, THE

DESHLER, OHSmallEst. Oct. 11, 1911, midnightFDIC #12980RSSD #560214FED
Latest · 2025-12-31

CORN CITY STATE BANK, THE is an FDIC-insured commercial bank headquartered in DESHLER, OH, established in Oct. 11, 1911, midnight. As of 2025-12-31, the bank reported total assets of $103M and total deposits of $88M. Profitability stands at 0.52% ROA and 8.26% ROE, with a net interest margin of 3.08%. CET1 capital ratio: 6.35%, below the well-capitalized threshold. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$103M
Deposits
$88M
Loans
$71M
Equity
$7M

Profitability

Return on Assets (ROA)0.52%
Return on Equity (ROE)8.26%
Net Interest Margin3.08%
Yield on Assets5.52%
Cost of Funds2.40%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.83%

Capital & Liquidity

CET1 Ratio6.35%
Tier 1 Capital6.35%
Total Capital Ratio6.67%
Leverage Ratio10.50%
Loan-to-Deposit80.57%

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