BanksBANK OF EVERGREEN

BANK OF EVERGREEN

EVERGREEN, ALMicroEst. Sept. 1, 1932, midnightFDIC #49RSSD #560438FDIC
Latest · 2025-12-31

BANK OF EVERGREEN is an FDIC-insured commercial bank headquartered in EVERGREEN, AL, established in Sept. 1, 1932, midnight. As of 2025-12-31, the bank reported total assets of $77M and total deposits of $68M. Profitability stands at 0.98% ROA and 8.60% ROE, with a net interest margin of 3.26%. CET1 capital ratio: 11.60%, well above regulatory minimums. NPL ratio: 0.58% · Texas Ratio: 1.95%. Operates 1 domestic branch.

Assets
$77M
Deposits
$68M
Loans
$32M
Equity
$9M

Profitability

Return on Assets (ROA)0.98%
Return on Equity (ROE)8.60%
Net Interest Margin3.26%
Yield on Assets4.58%
Cost of Funds1.38%

Asset Quality

NPL Ratio0.58%
Net Charge-Off Ratio0.06%
Texas Ratio1.95%
NPA Ratio0.24%
ACL / Loans1.62%

Capital & Liquidity

CET1 Ratio11.60%
Tier 1 Capital11.60%
Total Capital Ratio12.18%
Leverage Ratio13.97%
Loan-to-Deposit46.62%

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