FIRST STATE BANK

FIRST STATE BANK is amn medium FDIC-insured commercial bank headquartered in WEBSTER CITY, IA, established in Oct. 15, 1935, midnight. As of 2025-12-31, the bank reported total assets of $627M and total deposits of $524M. Profitability stands at 2.23% ROA and 18.51% ROE, with a net interest margin of 3.12%. The bank's CET1 capital ratio is 12.48%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.61%. FDIC Certificate #15321.