UNITED BANK OF UNION

UNION, MO | Medium | Est. March 22, 1934, midnight | FDIC #14334 | RSSD #562058 | FDIC
Latest Report: 2025-12-31

UNITED BANK OF UNION is amn medium FDIC-insured commercial bank headquartered in UNION, MO, established in March 22, 1934, midnight. As of 2025-12-31, the bank reported total assets of $562M and total deposits of $463M. Profitability stands at 1.44% ROA and 17.80% ROE, with a net interest margin of 4.19%. The bank's CET1 capital ratio is 8.13%. Asset quality metrics show a non-performing loan ratio of 2.54% and a Texas Ratio of 21.95%. FDIC Certificate #14334.

Assets

$562M

Deposits

$463M

Loans

$459M

Equity

$47M

Profitability

Return on Assets (ROA) 1.44%
Return on Equity (ROE) 17.80%
Net Interest Margin (NIM) 4.19%
Yield on Assets 6.51%
Cost of Funds 2.34%

Asset Quality

NPL Ratio 2.54%
Net Charge-Off Ratio 0.21%
Texas Ratio 21.95%
NPA Ratio 2.08%
ACL / Loans 1.44%

Capital & Liquidity

CET1 Ratio 8.13%
Tier 1 Capital 8.13%
Total Capital Ratio 8.53%
Leverage Ratio 9.51%
Loan-to-Deposit 99.21%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required