GENESIS BANK

NEWPORT BEACH, CA | Small | Est. Aug. 2, 2021, midnight | FDIC #59245 | RSSD #5620869 | FDIC
Latest Report: 2025-12-31

GENESIS BANK is asn small FDIC-insured commercial bank headquartered in NEWPORT BEACH, CA, established in Aug. 2, 2021, midnight. As of 2025-12-31, the bank reported total assets of $415M and total deposits of $366M. Profitability stands at 0.82% ROA and 7.91% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 15.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.46%. FDIC Certificate #59245.

Assets

$415M

Deposits

$366M

Loans

$272M

Equity

$44M

Profitability

Return on Assets (ROA) 0.82%
Return on Equity (ROE) 7.91%
Net Interest Margin (NIM) 3.94%
Yield on Assets 5.51%
Cost of Funds 1.64%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio --
Texas Ratio 0.46%
NPA Ratio 0.05%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 15.45%
Tier 1 Capital 18.02%
Total Capital Ratio 19.27%
Leverage Ratio 10.77%
Loan-to-Deposit 74.27%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required