CITIZENS BANK & TRUST CO., HUTCHINSON, MINN. is asn small FDIC-insured commercial bank headquartered in HUTCHINSON, MN, established in Jan. 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $322M and total deposits of $294M. Profitability stands at 1.08% ROA and 22.28% ROE, with a net interest margin of 3.25%. The bank's CET1 capital ratio is 13.75%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.42% and a Texas Ratio of 3.80%. FDIC Certificate #10218.
Assets
$322M
Deposits
$294M
Loans
$165M
Equity
$16M
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