CITIZENS' BANK, INC. is asn small FDIC-insured commercial bank headquartered in ROBERTSDALE, AL, established in Sept. 8, 1981, midnight. As of 2025-12-31, the bank reported total assets of $156M and total deposits of $140M. Profitability stands at 1.27% ROA and 14.28% ROE, with a net interest margin of 3.75%. The bank's CET1 capital ratio is 9.22%. Asset quality metrics show a non-performing loan ratio of 0.30% and a Texas Ratio of 1.71%. FDIC Certificate #23523.
Assets
$156M
Deposits
$140M
Loans
$87M
Equity
$14M
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