FIRST NATIONAL BANK OF JOHNSON

JOHNSON, NE | Micro | Est. May 6, 1906, midnight | FDIC #5422 | RSSD #563457 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF JOHNSON is amn micro FDIC-insured commercial bank headquartered in JOHNSON, NE, established in May 6, 1906, midnight. As of 2025-12-31, the bank reported total assets of $93M and total deposits of $76M. Profitability stands at 0.13% ROA and 0.79% ROE, with a net interest margin of 2.31%. The bank's CET1 capital ratio is 14.97%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #5422.

Assets

$93M

Deposits

$76M

Loans

$33M

Equity

$15M

Profitability

Return on Assets (ROA) 0.13%
Return on Equity (ROE) 0.79%
Net Interest Margin (NIM) 2.31%
Yield on Assets 3.29%
Cost of Funds 1.41%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.71%

Capital & Liquidity

CET1 Ratio 14.97%
Tier 1 Capital 14.97%
Total Capital Ratio 15.71%
Leverage Ratio 15.48%
Loan-to-Deposit 42.73%

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