SOUTHEAST FIRST NATIONAL BANK

SUMMERVILLE, GA | Micro | Est. May 22, 1968, midnight | FDIC #19819 | RSSD #563934 | OCC
Latest Report: 2025-12-31

SOUTHEAST FIRST NATIONAL BANK is amn micro FDIC-insured commercial bank headquartered in SUMMERVILLE, GA, established in May 22, 1968, midnight. As of 2025-12-31, the bank reported total assets of $70M and total deposits of $62M. Profitability stands at 0.08% ROA and 0.65% ROE, with a net interest margin of 3.98%. The bank's CET1 capital ratio is 12.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.06%. FDIC Certificate #19819.

Assets

$70M

Deposits

$62M

Loans

$21M

Equity

$9M

Profitability

Return on Assets (ROA) 0.08%
Return on Equity (ROE) 0.65%
Net Interest Margin (NIM) 3.98%
Yield on Assets 5.07%
Cost of Funds 1.49%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio -1.40%
Texas Ratio 0.06%
NPA Ratio 0.01%
ACL / Loans 1.64%

Capital & Liquidity

CET1 Ratio 12.20%
Tier 1 Capital 12.20%
Total Capital Ratio 12.81%
Leverage Ratio 12.15%
Loan-to-Deposit 33.70%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required