BANK OF ALMA

ALMA, WI | Small | Est. June 20, 1986, midnight | FDIC #26689 | RSSD #564052 | FDIC
Latest Report: 2025-12-31

BANK OF ALMA is asn small FDIC-insured commercial bank headquartered in ALMA, WI, established in June 20, 1986, midnight. As of 2025-12-31, the bank reported total assets of $334M and total deposits of $166M. Profitability stands at 3.07% ROA and 6.12% ROE, with a net interest margin of 4.98%. The bank's CET1 capital ratio is 49.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.28% and a Texas Ratio of 1.48%. FDIC Certificate #26689.

Assets

$334M

Deposits

$166M

Loans

$197M

Equity

$167M

Profitability

Return on Assets (ROA) 3.07%
Return on Equity (ROE) 6.12%
Net Interest Margin (NIM) 4.98%
Yield on Assets 5.92%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 1.28%
Net Charge-Off Ratio --
Texas Ratio 1.48%
NPA Ratio 0.75%
ACL / Loans 1.49%

Capital & Liquidity

CET1 Ratio 49.96%
Tier 1 Capital 49.96%
Total Capital Ratio 52.45%
Leverage Ratio 50.79%
Loan-to-Deposit 118.70%

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