FALCON INTERNATIONAL BANK

LAREDO, TX | Large | Est. Dec. 10, 1986, midnight | FDIC #26856 | RSSD #564557 | FDIC
Latest Report: 2025-12-31

FALCON INTERNATIONAL BANK is aln large FDIC-insured commercial bank headquartered in LAREDO, TX, established in Dec. 10, 1986, midnight. As of 2025-12-31, the bank reported total assets of $2.2B and total deposits of $1.9B. Profitability stands at 1.55% ROA and 12.99% ROE, with a net interest margin of 4.00%. The bank's CET1 capital ratio is 19.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.13%. FDIC Certificate #26856.

Assets

$2.2B

Deposits

$1.9B

Loans

$1.4B

Equity

$263M

Profitability

Return on Assets (ROA) 1.55%
Return on Equity (ROE) 12.99%
Net Interest Margin (NIM) 4.00%
Yield on Assets 5.89%
Cost of Funds 2.72%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.13%
NPA Ratio 0.02%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 19.52%
Tier 1 Capital 19.52%
Total Capital Ratio 20.62%
Leverage Ratio 13.61%
Loan-to-Deposit 74.54%

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