CITIZENS COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in HAHIRA, GA, established in Feb. 21, 1927, midnight. As of 2025-12-31, the bank reported total assets of $210M and total deposits of $189M. Profitability stands at 1.52% ROA and 19.86% ROE, with a net interest margin of 4.45%. The bank's CET1 capital ratio is 13.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.79% and a Texas Ratio of 6.84%. FDIC Certificate #12079.
Assets
$210M
Deposits
$189M
Loans
$132M
Equity
$14M
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