WATERFALL BANK is asn small FDIC-insured commercial bank headquartered in CLEARWATER, FL, established in Sept. 20, 2021, midnight. As of 2025-12-31, the bank reported total assets of $409M and total deposits of $303M. Profitability stands at 0.25% ROA and 1.87% ROE, with a net interest margin of 3.53%. The bank's CET1 capital ratio is 13.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59265.
Assets
$409M
Deposits
$303M
Loans
$354M
Equity
$53M
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