FIRST STATE BANK

FIRST STATE BANK is asn small FDIC-insured commercial bank headquartered in IRVINGTON, KY, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $367M and total deposits of $315M. Profitability stands at 1.78% ROA and 16.82% ROE, with a net interest margin of 4.60%. The bank's CET1 capital ratio is 15.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.28%. FDIC Certificate #12149.