FIRST FEDERAL SAVINGS OF MIDDLETOWN

FIRST FEDERAL SAVINGS OF MIDDLETOWN is asn small FDIC-insured commercial bank headquartered in MIDDLETOWN, NY, established in Jan. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $182M and total deposits of $108M. Profitability stands at 0.90% ROA and 2.44% ROE, with a net interest margin of 5.37%. The bank's CET1 capital ratio is 36.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.23% and a Texas Ratio of 0.51%. FDIC Certificate #28712.