NORTH CENTRAL BANK

HENNEPIN, IL | Small | Est. Dec. 7, 1946, midnight | FDIC #17241 | RSSD #565536 | FDIC
Latest Report: 2025-12-31

NORTH CENTRAL BANK is asn small FDIC-insured commercial bank headquartered in HENNEPIN, IL, established in Dec. 7, 1946, midnight. As of 2025-12-31, the bank reported total assets of $159M and total deposits of $137M. Profitability stands at 1.46% ROA and 12.24% ROE, with a net interest margin of 3.70%. The bank's CET1 capital ratio is 9.46%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.18%. FDIC Certificate #17241.

Assets

$159M

Deposits

$137M

Loans

$87M

Equity

$20M

Profitability

Return on Assets (ROA) 1.46%
Return on Equity (ROE) 12.24%
Net Interest Margin (NIM) 3.70%
Yield on Assets 5.14%
Cost of Funds 1.52%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.18%
NPA Ratio 0.02%
ACL / Loans 1.47%

Capital & Liquidity

CET1 Ratio 9.46%
Tier 1 Capital 9.46%
Total Capital Ratio 9.94%
Leverage Ratio 12.35%
Loan-to-Deposit 63.55%

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