BANK OF WASHINGTON

WASHINGTON, MO | Large | Est. Oct. 29, 1877, midnight | FDIC #12627 | RSSD #565750 | FDIC
Latest Report: 2025-12-31

BANK OF WASHINGTON is aln large FDIC-insured commercial bank headquartered in WASHINGTON, MO, established in Oct. 29, 1877, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $902M. Profitability stands at 2.00% ROA and 16.48% ROE, with a net interest margin of 5.39%. The bank's CET1 capital ratio is 12.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.76% and a Texas Ratio of 18.60%. FDIC Certificate #12627.

Assets

$1.2B

Deposits

$902M

Loans

$1.0B

Equity

$142M

Profitability

Return on Assets (ROA) 2.00%
Return on Equity (ROE) 16.48%
Net Interest Margin (NIM) 5.39%
Yield on Assets 7.39%
Cost of Funds 2.61%

Asset Quality

NPL Ratio 1.76%
Net Charge-Off Ratio 0.54%
Texas Ratio 18.60%
NPA Ratio 2.54%
ACL / Loans 1.76%

Capital & Liquidity

CET1 Ratio 12.04%
Tier 1 Capital 12.04%
Total Capital Ratio 12.64%
Leverage Ratio 12.52%
Loan-to-Deposit 115.75%

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