SECURITY BANK

LAUREL, NE | Small | Est. March 6, 1928, midnight | FDIC #5424 | RSSD #566056 | FED
Latest Report: 2025-12-31

SECURITY BANK is asn small FDIC-insured commercial bank headquartered in LAUREL, NE, established in March 6, 1928, midnight. As of 2025-12-31, the bank reported total assets of $321M and total deposits of $284M. Profitability stands at 1.12% ROA and 9.61% ROE, with a net interest margin of 4.03%. The bank's CET1 capital ratio is 15.27%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #5424.

Assets

$321M

Deposits

$284M

Loans

$223M

Equity

$36M

Profitability

Return on Assets (ROA) 1.12%
Return on Equity (ROE) 9.61%
Net Interest Margin (NIM) 4.03%
Yield on Assets 6.04%
Cost of Funds 2.10%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 15.27%
Tier 1 Capital 15.27%
Total Capital Ratio 16.26%
Leverage Ratio 12.41%
Loan-to-Deposit 78.68%

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