GLENWOOD STATE BANK

GLENWOOD, IA | Small | Est. Jan. 1, 1899, midnight | FDIC #956 | RSSD #566243 | FED
Latest Report: 2025-12-31

GLENWOOD STATE BANK is asn small FDIC-insured commercial bank headquartered in GLENWOOD, IA, established in Jan. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $331M and total deposits of $289M. Profitability stands at 1.53% ROA and 12.94% ROE, with a net interest margin of 4.32%. The bank's CET1 capital ratio is 11.97%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.67% and a Texas Ratio of 2.51%. FDIC Certificate #956.

Assets

$331M

Deposits

$289M

Loans

$156M

Equity

$40M

Profitability

Return on Assets (ROA) 1.53%
Return on Equity (ROE) 12.94%
Net Interest Margin (NIM) 4.32%
Yield on Assets 5.82%
Cost of Funds 1.57%

Asset Quality

NPL Ratio 0.67%
Net Charge-Off Ratio 0.98%
Texas Ratio 2.51%
NPA Ratio 0.31%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 11.97%
Tier 1 Capital 11.97%
Total Capital Ratio 12.57%
Leverage Ratio 11.71%
Loan-to-Deposit 53.93%

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