DIME BANK, THE

HONESDALE, PA | Large | Est. Jan. 1, 1906, midnight | FDIC #9888 | RSSD #56717 | FDIC
Latest Report: 2025-12-31

DIME BANK, THE is aln large FDIC-insured commercial bank headquartered in HONESDALE, PA, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $981M. Profitability stands at 1.36% ROA and 13.04% ROE, with a net interest margin of 4.62%. The bank's CET1 capital ratio is 13.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.46% and a Texas Ratio of 9.08%. FDIC Certificate #9888.

Assets

$1.2B

Deposits

$981M

Loans

$825M

Equity

$122M

Profitability

Return on Assets (ROA) 1.36%
Return on Equity (ROE) 13.04%
Net Interest Margin (NIM) 4.62%
Yield on Assets 6.60%
Cost of Funds 2.19%

Asset Quality

NPL Ratio 1.46%
Net Charge-Off Ratio 0.00%
Texas Ratio 9.08%
NPA Ratio 1.06%
ACL / Loans 1.66%

Capital & Liquidity

CET1 Ratio 13.79%
Tier 1 Capital 13.79%
Total Capital Ratio 15.05%
Leverage Ratio 11.36%
Loan-to-Deposit 84.09%

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