BANK OF JAMESTOWN

JAMESTOWN, KY | Small | Est. July 17, 1899, midnight | FDIC #8118 | RSSD #567240 | FDIC
Latest Report: 2025-12-31

BANK OF JAMESTOWN is asn small FDIC-insured commercial bank headquartered in JAMESTOWN, KY, established in July 17, 1899, midnight. As of 2025-12-31, the bank reported total assets of $266M and total deposits of $192M. Profitability stands at 1.51% ROA and 11.90% ROE, with a net interest margin of 3.90%. The bank's CET1 capital ratio is 12.95%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.17%. FDIC Certificate #8118.

Assets

$266M

Deposits

$192M

Loans

$162M

Equity

$34M

Profitability

Return on Assets (ROA) 1.51%
Return on Equity (ROE) 11.90%
Net Interest Margin (NIM) 3.90%
Yield on Assets 5.82%
Cost of Funds 2.29%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.17%
NPA Ratio 0.02%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 12.95%
Tier 1 Capital 12.95%
Total Capital Ratio 13.59%
Leverage Ratio 13.19%
Loan-to-Deposit 84.09%

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