LOCALITY BANK is asn small FDIC-insured commercial bank headquartered in FORT LAUDERDALE, FL, established in Jan. 12, 2022, midnight. As of 2025-12-31, the bank reported total assets of $347M and total deposits of $297M. Profitability stands at 1.29% ROA and 9.69% ROE, with a net interest margin of 4.17%. The bank's CET1 capital ratio is 13.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.07% and a Texas Ratio of 5.58%. FDIC Certificate #59278.
Assets
$347M
Deposits
$297M
Loans
$274M
Equity
$48M
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