GREENVILLE FEDERAL

GREENVILLE, OH | Small | Est. Jan. 1, 1883, midnight | FDIC #27965 | RSSD #567679 | OCC
Latest Report: 2025-12-31

GREENVILLE FEDERAL is asn small FDIC-insured commercial bank headquartered in GREENVILLE, OH, established in Jan. 1, 1883, midnight. As of 2025-12-31, the bank reported total assets of $269M and total deposits of $243M. Profitability stands at 0.20% ROA and 2.62% ROE, with a net interest margin of 3.19%. The bank's CET1 capital ratio is 10.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 4.62%. FDIC Certificate #27965.

Assets

$269M

Deposits

$243M

Loans

$223M

Equity

$20M

Profitability

Return on Assets (ROA) 0.20%
Return on Equity (ROE) 2.62%
Net Interest Margin (NIM) 3.19%
Yield on Assets 5.10%
Cost of Funds 1.92%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio 0.04%
Texas Ratio 4.62%
NPA Ratio 0.38%
ACL / Loans 0.77%

Capital & Liquidity

CET1 Ratio 10.57%
Tier 1 Capital 10.57%
Total Capital Ratio 11.46%
Leverage Ratio 7.68%
Loan-to-Deposit 91.71%

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