SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH

JOHNSTOWN, PA | Small | Est. Jan. 1, 1915, midnight | FDIC #31994 | RSSD #568377 | OCC
Latest Report: 2025-12-31

SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH is asn small FDIC-insured commercial bank headquartered in JOHNSTOWN, PA, established in Jan. 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $179M and total deposits of $164M. Profitability stands at -0.62% ROA and -9.39% ROE, with a net interest margin of 2.19%. The bank's CET1 capital ratio is 6.73%. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.05%. FDIC Certificate #31994.

Assets

$179M

Deposits

$164M

Loans

$118M

Equity

$12M

Profitability

Return on Assets (ROA) -0.62%
Return on Equity (ROE) -9.39%
Net Interest Margin (NIM) 2.19%
Yield on Assets 4.25%
Cost of Funds 2.04%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.05%
NPA Ratio 0.00%
ACL / Loans 0.22%

Capital & Liquidity

CET1 Ratio 6.73%
Tier 1 Capital 6.73%
Total Capital Ratio 7.06%
Leverage Ratio 9.84%
Loan-to-Deposit 71.94%

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