PEOPLES BANK

MUNSTER, IN | Large | Est. Jan. 1, 1916, midnight | FDIC #29523 | RSSD #568470 | FDIC
Latest Report: 2025-12-31

PEOPLES BANK is aln large FDIC-insured commercial bank headquartered in MUNSTER, IN, established in Jan. 1, 1916, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.7B. Profitability stands at 0.39% ROA and 4.67% ROE, with a net interest margin of 3.21%. The bank's CET1 capital ratio is 11.86%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.82% and a Texas Ratio of 6.28%. FDIC Certificate #29523.

Assets

$2.0B

Deposits

$1.7B

Loans

$1.5B

Equity

$173M

Profitability

Return on Assets (ROA) 0.39%
Return on Equity (ROE) 4.67%
Net Interest Margin (NIM) 3.21%
Yield on Assets 5.00%
Cost of Funds 1.93%

Asset Quality

NPL Ratio 0.82%
Net Charge-Off Ratio 0.01%
Texas Ratio 6.28%
NPA Ratio 0.59%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 11.86%
Tier 1 Capital 11.86%
Total Capital Ratio 13.09%
Leverage Ratio 8.93%
Loan-to-Deposit 84.02%

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