SCOTTSDALE COMMUNITY BANK

SCOTTSDALE, AZ | Small | Est. Jan. 10, 2022, midnight | FDIC #59203 | RSSD #5691319 | FDIC
Latest Report: 2025-12-31

SCOTTSDALE COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in SCOTTSDALE, AZ, established in Jan. 10, 2022, midnight. As of 2025-12-31, the bank reported total assets of $107M and total deposits of $87M. Profitability stands at 0.04% ROA and 0.28% ROE, with a net interest margin of 3.39%. The bank's CET1 capital ratio is 12.21%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59203.

Assets

$107M

Deposits

$87M

Loans

$86M

Equity

$13M

Profitability

Return on Assets (ROA) 0.04%
Return on Equity (ROE) 0.28%
Net Interest Margin (NIM) 3.39%
Yield on Assets 6.58%
Cost of Funds 3.86%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.85%

Capital & Liquidity

CET1 Ratio 12.21%
Tier 1 Capital 12.21%
Total Capital Ratio 12.82%
Leverage Ratio 13.22%
Loan-to-Deposit 99.16%

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