EVERMORE BANK

FORT LAUDERDALE, FL | Small | Est. Dec. 15, 2022, midnight | FDIC #59306 | RSSD #5692473 | FDIC
Latest Report: 2025-12-31

EVERMORE BANK is asn small FDIC-insured commercial bank headquartered in FORT LAUDERDALE, FL, established in Dec. 15, 2022, midnight. As of 2025-12-31, the bank reported total assets of $294M and total deposits of $251M. Profitability stands at 0.55% ROA and 3.83% ROE, with a net interest margin of 3.77%. The bank's CET1 capital ratio is 18.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59306.

Assets

$294M

Deposits

$251M

Loans

$221M

Equity

$40M

Profitability

Return on Assets (ROA) 0.55%
Return on Equity (ROE) 3.83%
Net Interest Margin (NIM) 3.77%
Yield on Assets 7.28%
Cost of Funds 3.81%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 18.41%
Tier 1 Capital 18.41%
Total Capital Ratio 19.58%
Leverage Ratio 14.31%
Loan-to-Deposit 88.13%

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