FIRST TRI-COUNTY BANK

SWANTON, NE | Micro | Est. April 1, 1894, midnight | FDIC #8333 | RSSD #570651 | FDIC
Latest Report: 2025-12-31

FIRST TRI-COUNTY BANK is amn micro FDIC-insured commercial bank headquartered in SWANTON, NE, established in April 1, 1894, midnight. As of 2025-12-31, the bank reported total assets of $74M and total deposits of $66M. Profitability stands at -0.09% ROA and -0.92% ROE, with a net interest margin of 3.90%. The bank's CET1 capital ratio is 8.74%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #8333.

Assets

$74M

Deposits

$66M

Loans

$50M

Equity

$7M

Profitability

Return on Assets (ROA) -0.09%
Return on Equity (ROE) -0.92%
Net Interest Margin (NIM) 3.90%
Yield on Assets 5.29%
Cost of Funds 1.86%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.11%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 8.74%
Tier 1 Capital 8.74%
Total Capital Ratio 9.18%
Leverage Ratio 9.55%
Loan-to-Deposit 75.84%

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