STATE EXCHANGE BANK, THE

MANKATO, KS | Micro | Est. Nov. 1, 1887, midnight | FDIC #17375 | RSSD #571957 | FDIC
Latest Report: 2025-12-31

STATE EXCHANGE BANK, THE is amn micro FDIC-insured commercial bank headquartered in MANKATO, KS, established in Nov. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $56M and total deposits of $51M. Profitability stands at 0.08% ROA and 1.00% ROE, with a net interest margin of 3.32%. The bank's CET1 capital ratio is 7.39%. Asset quality metrics show a non-performing loan ratio of 1.84% and a Texas Ratio of 7.35%. FDIC Certificate #17375.

Assets

$56M

Deposits

$51M

Loans

$17M

Equity

$4M

Profitability

Return on Assets (ROA) 0.08%
Return on Equity (ROE) 1.00%
Net Interest Margin (NIM) 3.32%
Yield on Assets 4.51%
Cost of Funds 1.90%

Asset Quality

NPL Ratio 1.84%
Net Charge-Off Ratio 0.17%
Texas Ratio 7.35%
NPA Ratio 0.58%
ACL / Loans 1.41%

Capital & Liquidity

CET1 Ratio 7.39%
Tier 1 Capital 7.39%
Total Capital Ratio 7.76%
Leverage Ratio 12.23%
Loan-to-Deposit 33.88%

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