BanksSTATE EXCHANGE BANK, THE

STATE EXCHANGE BANK, THE

MANKATO, KSMicroEst. Nov. 1, 1887, midnightFDIC #17375RSSD #571957FDIC
Latest · 2025-12-31

STATE EXCHANGE BANK, THE is an FDIC-insured commercial bank headquartered in MANKATO, KS, established in Nov. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $56M and total deposits of $51M. Profitability stands at 0.08% ROA and 1.00% ROE, with a net interest margin of 3.32%. CET1 capital ratio: 7.39%. NPL ratio: 1.84% · Texas Ratio: 7.35%. Operates 1 domestic branch.

Assets
$56M
Deposits
$51M
Loans
$17M
Equity
$4M

Profitability

Return on Assets (ROA)0.08%
Return on Equity (ROE)1.00%
Net Interest Margin3.32%
Yield on Assets4.51%
Cost of Funds1.20%

Asset Quality

NPL Ratio1.84%
Net Charge-Off Ratio0.17%
Texas Ratio7.35%
NPA Ratio0.58%
ACL / Loans1.41%

Capital & Liquidity

CET1 Ratio7.39%
Tier 1 Capital7.39%
Total Capital Ratio7.76%
Leverage Ratio12.23%
Loan-to-Deposit33.88%

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