BANK OF BILLINGS

BILLINGS, MO | Micro | Est. March 14, 1889, midnight | FDIC #16959 | RSSD #572347 | FDIC
Latest Report: 2025-12-31

BANK OF BILLINGS is amn micro FDIC-insured commercial bank headquartered in BILLINGS, MO, established in March 14, 1889, midnight. As of 2025-12-31, the bank reported total assets of $95M and total deposits of $82M. Profitability stands at 1.33% ROA and 10.08% ROE, with a net interest margin of 5.48%. The bank's CET1 capital ratio is 7.36%. Asset quality metrics show a non-performing loan ratio of 0.86% and a Texas Ratio of 7.43%. FDIC Certificate #16959.

Assets

$95M

Deposits

$82M

Loans

$78M

Equity

$13M

Profitability

Return on Assets (ROA) 1.33%
Return on Equity (ROE) 10.08%
Net Interest Margin (NIM) 5.48%
Yield on Assets 7.10%
Cost of Funds 2.41%

Asset Quality

NPL Ratio 0.86%
Net Charge-Off Ratio 0.12%
Texas Ratio 7.43%
NPA Ratio 1.03%
ACL / Loans 0.88%

Capital & Liquidity

CET1 Ratio 7.36%
Tier 1 Capital 7.36%
Total Capital Ratio 7.73%
Leverage Ratio 10.67%
Loan-to-Deposit 94.55%

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