BanksBANK OF BILLINGS

BANK OF BILLINGS

BILLINGS, MOMicroEst. March 14, 1889, midnightFDIC #16959RSSD #572347FDIC
Latest · 2025-12-31

BANK OF BILLINGS is an FDIC-insured commercial bank headquartered in BILLINGS, MO, established in March 14, 1889, midnight. As of 2025-12-31, the bank reported total assets of $95M and total deposits of $82M. Profitability stands at 1.33% ROA and 10.08% ROE, with a net interest margin of 5.48%. CET1 capital ratio: 10.36%, well above regulatory minimums. NPL ratio: 0.86% · Texas Ratio: 7.43%. Operates 2 domestic branches.

Assets
$95M
Deposits
$82M
Loans
$78M
Equity
$13M

Profitability

Return on Assets (ROA)1.33%
Return on Equity (ROE)10.08%
Net Interest Margin5.48%
Yield on Assets7.10%
Cost of Funds1.74%

Asset Quality

NPL Ratio0.86%
Net Charge-Off Ratio0.12%
Texas Ratio7.43%
NPA Ratio1.03%
ACL / Loans0.88%

Capital & Liquidity

CET1 Ratio10.36%
Tier 1 Capital10.36%
Total Capital Ratio10.88%
Leverage Ratio10.67%
Loan-to-Deposit94.55%

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