GREAT SOUTHERN BANK

REEDS SPRING, MO | Large | Est. Jan. 1, 1923, midnight | FDIC #29546 | RSSD #572374 | FDIC
Latest Report: 2025-12-31

GREAT SOUTHERN BANK is aln large FDIC-insured commercial bank headquartered in REEDS SPRING, MO, established in Jan. 1, 1923, midnight. As of 2025-12-31, the bank reported total assets of $5.6B and total deposits of $4.5B. Profitability stands at 1.22% ROA and 11.11% ROE, with a net interest margin of 3.83%. The bank's CET1 capital ratio is 13.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 1.20%. FDIC Certificate #29546.

Assets

$5.6B

Deposits

$4.5B

Loans

$4.4B

Equity

$610M

Profitability

Return on Assets (ROA) 1.22%
Return on Equity (ROE) 11.11%
Net Interest Margin (NIM) 3.83%
Yield on Assets 5.66%
Cost of Funds 2.81%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.20%
NPA Ratio 0.14%
ACL / Loans 1.46%

Capital & Liquidity

CET1 Ratio 13.04%
Tier 1 Capital 13.04%
Total Capital Ratio 14.29%
Leverage Ratio 11.28%
Loan-to-Deposit 97.44%

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