COMMUNITY BANK

LONGVIEW, TX | Small | Est. Oct. 15, 1984, midnight | FDIC #25752 | RSSD #572655 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in LONGVIEW, TX, established in Oct. 15, 1984, midnight. As of 2025-12-31, the bank reported total assets of $310M and total deposits of $276M. Profitability stands at 3.10% ROA and 26.79% ROE, with a net interest margin of 4.75%. The bank's CET1 capital ratio is 11.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #25752.

Assets

$310M

Deposits

$276M

Loans

$249M

Equity

$34M

Profitability

Return on Assets (ROA) 3.10%
Return on Equity (ROE) 26.79%
Net Interest Margin (NIM) 4.75%
Yield on Assets 5.97%
Cost of Funds 1.27%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 11.07%
Tier 1 Capital 11.07%
Total Capital Ratio 11.62%
Leverage Ratio 11.53%
Loan-to-Deposit 90.24%

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