AGILITY BANK, N.A.

HOUSTON, TX | Small | Est. April 18, 2022, midnight | FDIC #59239 | RSSD #5728916 | OCC
Latest Report: 2025-12-31

AGILITY BANK, N.A. is asn small FDIC-insured commercial bank headquartered in HOUSTON, TX, established in April 18, 2022, midnight. As of 2025-12-31, the bank reported total assets of $130M and total deposits of $98M. Profitability stands at 0.45% ROA and 2.03% ROE, with a net interest margin of 5.05%. The bank's CET1 capital ratio is 22.30%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.53% and a Texas Ratio of 1.72%. FDIC Certificate #59239.

Assets

$130M

Deposits

$98M

Loans

$101M

Equity

$29M

Profitability

Return on Assets (ROA) 0.45%
Return on Equity (ROE) 2.03%
Net Interest Margin (NIM) 5.05%
Yield on Assets 7.35%
Cost of Funds 2.80%

Asset Quality

NPL Ratio 0.53%
Net Charge-Off Ratio 0.52%
Texas Ratio 1.72%
NPA Ratio 0.41%
ACL / Loans 1.76%

Capital & Liquidity

CET1 Ratio 22.30%
Tier 1 Capital 22.30%
Total Capital Ratio 23.42%
Leverage Ratio 22.07%
Loan-to-Deposit 102.75%

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