FARMERS & MERCHANTS BANK, THE

FARMERS & MERCHANTS BANK, THE is amn medium FDIC-insured commercial bank headquartered in BERLIN, WI, established in Dec. 2, 1940, midnight. As of 2025-12-31, the bank reported total assets of $954M and total deposits of $826M. Profitability stands at 0.97% ROA and 11.89% ROE, with a net interest margin of 3.61%. The bank's CET1 capital ratio is 12.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.74% and a Texas Ratio of 22.66%. FDIC Certificate #15779.