PEOPLES BANK, THE is asn small FDIC-insured commercial bank headquartered in WILLACOOCHEE, GA, established in Sept. 24, 1948, midnight. As of 2025-12-31, the bank reported total assets of $106M and total deposits of $92M. Profitability stands at 0.53% ROA and 4.07% ROE, with a net interest margin of 3.11%. The bank's CET1 capital ratio is 12.98%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.05% and a Texas Ratio of 2.78%. FDIC Certificate #17073.
Assets
$106M
Deposits
$92M
Loans
$37M
Equity
$14M
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