SUPERIOR SAVINGS BANK

SUPERIOR, WI | Micro | Est. Jan. 1, 1924, midnight | FDIC #28790 | RSSD #575375 | FDIC
Latest Report: 2025-12-31

SUPERIOR SAVINGS BANK is amn micro FDIC-insured commercial bank headquartered in SUPERIOR, WI, established in Jan. 1, 1924, midnight. As of 2025-12-31, the bank reported total assets of $94M and total deposits of $77M. Profitability stands at 0.90% ROA and 5.10% ROE, with a net interest margin of 4.19%. The bank's CET1 capital ratio is 17.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.35% and a Texas Ratio of 6.05%. FDIC Certificate #28790.

Assets

$94M

Deposits

$77M

Loans

$81M

Equity

$16M

Profitability

Return on Assets (ROA) 0.90%
Return on Equity (ROE) 5.10%
Net Interest Margin (NIM) 4.19%
Yield on Assets 5.89%
Cost of Funds 1.98%

Asset Quality

NPL Ratio 1.35%
Net Charge-Off Ratio 0.05%
Texas Ratio 6.05%
NPA Ratio 1.17%
ACL / Loans 2.14%

Capital & Liquidity

CET1 Ratio 17.12%
Tier 1 Capital 17.12%
Total Capital Ratio 17.97%
Leverage Ratio 16.20%
Loan-to-Deposit 105.12%

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