MNB BANK

MCCOOK, NE | Medium | Est. Oct. 1, 1907, midnight | FDIC #5434 | RSSD #575759 | FED
Latest Report: 2025-12-31

MNB BANK is amn medium FDIC-insured commercial bank headquartered in MCCOOK, NE, established in Oct. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $595M and total deposits of $497M. Profitability stands at 1.01% ROA and 9.38% ROE, with a net interest margin of 3.37%. The bank's CET1 capital ratio is 8.79%. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.27%. FDIC Certificate #5434.

Assets

$595M

Deposits

$497M

Loans

$390M

Equity

$65M

Profitability

Return on Assets (ROA) 1.01%
Return on Equity (ROE) 9.38%
Net Interest Margin (NIM) 3.37%
Yield on Assets 5.41%
Cost of Funds 2.12%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.27%
NPA Ratio 0.03%
ACL / Loans 1.43%

Capital & Liquidity

CET1 Ratio 8.79%
Tier 1 Capital 8.79%
Total Capital Ratio 9.23%
Leverage Ratio 10.72%
Loan-to-Deposit 78.52%

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