INTEGRO BANK

PHOENIX, AZ | Small | Est. June 21, 2022, midnight | FDIC #59283 | RSSD #5758436 | FDIC
Latest Report: 2025-12-31

INTEGRO BANK is asn small FDIC-insured commercial bank headquartered in PHOENIX, AZ, established in June 21, 2022, midnight. As of 2025-12-31, the bank reported total assets of $178M and total deposits of $134M. Profitability stands at -1.70% ROA and -13.61% ROE, with a net interest margin of 4.86%. The bank's CET1 capital ratio is 11.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.17% and a Texas Ratio of 18.94%. FDIC Certificate #59283.

Assets

$178M

Deposits

$134M

Loans

$138M

Equity

$21M

Profitability

Return on Assets (ROA) -1.70%
Return on Equity (ROE) -13.61%
Net Interest Margin (NIM) 4.86%
Yield on Assets 7.87%
Cost of Funds 3.21%

Asset Quality

NPL Ratio 3.17%
Net Charge-Off Ratio --
Texas Ratio 18.94%
NPA Ratio 2.46%
ACL / Loans 1.72%

Capital & Liquidity

CET1 Ratio 11.29%
Tier 1 Capital 11.29%
Total Capital Ratio 11.85%
Leverage Ratio 12.00%
Loan-to-Deposit 103.08%

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