TEXAS TRADITIONS BANK

Latest Report: 2025-12-31

TEXAS TRADITIONS BANK is asn small FDIC-insured commercial bank headquartered in KATY, TX, established in Sept. 6, 2022, midnight. As of 2025-12-31, the bank reported total assets of $474M and total deposits of $423M. Profitability stands at 1.03% ROA and 9.93% ROE, with a net interest margin of 5.33%. The bank's CET1 capital ratio is 9.35%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59304.

Assets

$474M

Deposits

$423M

Loans

$262M

Equity

$44M

Profitability

Return on Assets (ROA) 1.03%

Return on Equity (ROE) 9.93%

Net Interest Margin (NIM) 5.33%

Yield on Assets 7.29%

Cost of Funds 2.05%

Asset Quality

NPL Ratio 0.00%

Net Charge-Off Ratio 0.07%

Texas Ratio 0.00%

NPA Ratio 0.00%

ACL / Loans 0.92%

Capital & Liquidity

CET1 Ratio 9.35%

Tier 1 Capital 9.35%

Total Capital Ratio 9.82%

Leverage Ratio 10.02%

Loan-to-Deposit 61.88%

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