GREAT NORTH BANK

FLORENCE, WI | Small | Est. Jan. 1, 1891, midnight | FDIC #15146 | RSSD #576354 | FDIC
Latest Report: 2025-12-31

GREAT NORTH BANK is asn small FDIC-insured commercial bank headquartered in FLORENCE, WI, established in Jan. 1, 1891, midnight. As of 2025-12-31, the bank reported total assets of $218M and total deposits of $172M. Profitability stands at 0.00% ROA and -0.01% ROE, with a net interest margin of 3.92%. The bank's CET1 capital ratio is 13.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.40% and a Texas Ratio of 5.45%. FDIC Certificate #15146.

Assets

$218M

Deposits

$172M

Loans

$133M

Equity

$33M

Profitability

Return on Assets (ROA) 0.00%
Return on Equity (ROE) -0.01%
Net Interest Margin (NIM) 3.92%
Yield on Assets 6.88%
Cost of Funds 3.26%

Asset Quality

NPL Ratio 1.40%
Net Charge-Off Ratio -0.06%
Texas Ratio 5.45%
NPA Ratio 0.86%
ACL / Loans 0.66%

Capital & Liquidity

CET1 Ratio 13.63%
Tier 1 Capital 13.63%
Total Capital Ratio 14.36%
Leverage Ratio 8.92%
Loan-to-Deposit 77.45%

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