MONROE FEDERAL SAVINGS AND LOAN ASSOCIATION

TIPP CITY, OH | Small | Est. Jan. 1, 1875, midnight | FDIC #29578 | RSSD #576578 | OCC
Latest Report: 2025-12-31

MONROE FEDERAL SAVINGS AND LOAN ASSOCIATION is asn small FDIC-insured commercial bank headquartered in TIPP CITY, OH, established in Jan. 1, 1875, midnight. As of 2025-12-31, the bank reported total assets of $148M and total deposits of $131M. Profitability stands at 0.21% ROA and 2.85% ROE, with a net interest margin of 2.72%. The bank's CET1 capital ratio is 7.42%. Asset quality metrics show a non-performing loan ratio of 0.48% and a Texas Ratio of 4.52%. FDIC Certificate #29578.

Assets

$148M

Deposits

$131M

Loans

$112M

Equity

$11M

Profitability

Return on Assets (ROA) 0.21%
Return on Equity (ROE) 2.85%
Net Interest Margin (NIM) 2.72%
Yield on Assets 4.56%
Cost of Funds 1.84%

Asset Quality

NPL Ratio 0.48%
Net Charge-Off Ratio --
Texas Ratio 4.52%
NPA Ratio 0.36%
ACL / Loans 0.79%

Capital & Liquidity

CET1 Ratio 7.42%
Tier 1 Capital 7.42%
Total Capital Ratio 7.80%
Leverage Ratio 9.73%
Loan-to-Deposit 85.72%

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