FIRST NEBRASKA BANK

VALLEY, NE | Small | Est. Jan. 1, 1934, midnight | FDIC #12248 | RSSD #576952 | FED
Latest Report: 2025-12-31

FIRST NEBRASKA BANK is asn small FDIC-insured commercial bank headquartered in VALLEY, NE, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $352M and total deposits of $311M. Profitability stands at 1.29% ROA and 13.54% ROE, with a net interest margin of 4.44%. The bank's CET1 capital ratio is 9.28%. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.08%. FDIC Certificate #12248.

Assets

$352M

Deposits

$311M

Loans

$243M

Equity

$34M

Profitability

Return on Assets (ROA) 1.29%
Return on Equity (ROE) 13.54%
Net Interest Margin (NIM) 4.44%
Yield on Assets 6.05%
Cost of Funds 1.66%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.05%
Texas Ratio 0.08%
NPA Ratio 0.01%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 9.28%
Tier 1 Capital 9.28%
Total Capital Ratio 9.74%
Leverage Ratio 10.52%
Loan-to-Deposit 78.12%

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