PEOPLES BANK

MARIETTA, OH | Large | Est. May 26, 1902, midnight | FDIC #6544 | RSSD #577128 | FED
Latest Report: 2025-12-31

PEOPLES BANK is aln large FDIC-insured commercial bank headquartered in MARIETTA, OH, established in May 26, 1902, midnight. As of 2025-12-31, the bank reported total assets of $9.6B and total deposits of $7.8B. Profitability stands at 1.49% ROA and 12.12% ROE, with a net interest margin of 4.16%. The bank's CET1 capital ratio is 11.98%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.55% and a Texas Ratio of 2.94%. FDIC Certificate #6544.

Assets

$9.6B

Deposits

$7.8B

Loans

$6.8B

Equity

$1.2B

Profitability

Return on Assets (ROA) 1.49%
Return on Equity (ROE) 12.12%
Net Interest Margin (NIM) 4.16%
Yield on Assets 5.90%
Cost of Funds 1.89%

Asset Quality

NPL Ratio 0.55%
Net Charge-Off Ratio 0.43%
Texas Ratio 2.94%
NPA Ratio 0.38%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 11.98%
Tier 1 Capital 11.98%
Total Capital Ratio 13.03%
Leverage Ratio 9.33%
Loan-to-Deposit 87.22%

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