TALBOT STATE BANK is amn micro FDIC-insured commercial bank headquartered in WOODLAND, GA, established in Nov. 25, 1907, midnight. As of 2025-12-31, the bank reported total assets of $53M and total deposits of $46M. Profitability stands at -1.17% ROA and -23.51% ROE, with a net interest margin of 3.68%. The bank's CET1 capital ratio is 17.98%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.32% and a Texas Ratio of 14.86%. FDIC Certificate #178.
Assets
$53M
Deposits
$46M
Loans
$31M
Equity
$3M
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