TALBOT STATE BANK is an FDIC-insured commercial bank headquartered in WOODLAND, GA, established in Nov. 25, 1907, midnight. As of 2025-12-31, the bank reported total assets of $53M and total deposits of $46M. Profitability stands at -1.17% ROA and -23.51% ROE, with a net interest margin of 3.68%. CET1 capital ratio: 17.98%, well above regulatory minimums. NPL ratio: 1.32% · Texas Ratio: 14.86%. Operates 2 domestic branches.
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