SAVINGS BANK, THE

CIRCLEVILLE, OH | Medium | Est. April 20, 1912, midnight | FDIC #13216 | RSSD #578116 | FDIC
Latest Report: 2025-12-31

SAVINGS BANK, THE is amn medium FDIC-insured commercial bank headquartered in CIRCLEVILLE, OH, established in April 20, 1912, midnight. As of 2025-12-31, the bank reported total assets of $517M and total deposits of $436M. Profitability stands at 0.86% ROA and 8.53% ROE, with a net interest margin of 3.34%. The bank's CET1 capital ratio is 15.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 1.41%. FDIC Certificate #13216.

Assets

$517M

Deposits

$436M

Loans

$377M

Equity

$52M

Profitability

Return on Assets (ROA) 0.86%
Return on Equity (ROE) 8.53%
Net Interest Margin (NIM) 3.34%
Yield on Assets 4.92%
Cost of Funds 1.63%

Asset Quality

NPL Ratio 0.21%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.41%
NPA Ratio 0.15%
ACL / Loans 0.89%

Capital & Liquidity

CET1 Ratio 15.16%
Tier 1 Capital 15.16%
Total Capital Ratio 16.19%
Leverage Ratio 9.37%
Loan-to-Deposit 86.42%

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